Instant Approval Credit Cards
With some credit cards you can wait 4 weeks or more to be approved, but this isn't the case with instant approval cards. With an instant approval card you can be approved within 60 seconds.
With Instant Approval cards you can know in an instant whether you have been approved or denied for your credit card. That way if you get denied you can try applying to another card in an instatnt. You can search our site to track down the card your looking for and apply.
Of course, even with instant approval credit cards you have to wait until your newly approved card arrives in the mail before you can use it. That will usually take five to seven business days.
Want to know how credit card companies can give you a decision in just 60 seconds? Credit card companies can look up your credit score instantly. If your score is high enough, then you can be approved instantly without any further questioning. After your are approved, the credit card company still needs to verify your information, and determine your credit limit before mailing out your credit card.
It is recommended that you don’t apply to more than 2 or 3 cards at one time, as applying to many cards in a short period of time may affect your credit score negatively, so choose the 3 cards you'd like to apply to carefully.
There are cards that have many features that you may not find in our list of instant approval cards. If you want to transfer a balance, 0% credit cards can save you some money. We also have lists of cards with low interest, cash back, rewards, or frequent flyer miles. Each section of our site contains both cards for personal use and also business credit cards. We feature our top credit cards on our homepage.
