Having bad credit does not mean that you can't get a credit card, it does make the process much harder however. If you want a credit card you should try some of the following ways you can still get a credit card.
1) Apply for a credit card at a retail store. Retail stores are more likely to issue a credit card than the major credit card distributors. If you get a retail card, make small purchases, and pay at least the minumum payment every month. This will help you improve your credit score over time. If you can pay the full balance each month, you should to avoid interest payments.
2) Go to your bank to get a credit card. A bank at which you're already a customer is much more willing to give you a card than an institution that has no track record with you.
3) Apply for secured credit cards if the first two steps fail. With a secured credit card, your card is linked to a savings account, so if you default on your payment, the lender can pull the funds out of your account.
4) Ask a friend or family member to co-sign for a credit card. If you can get someone with good credit to co-sign for a card, you'll be able to get one. You should definitely pay off your card on time every time if you choose this option. Because not only will it hurt your credit if you don't pay on time, it will hurt your co-signer's credit.
Extra Tips:
# Pay all your bills on time while you're trying to get a credit card.
# Once you start making payments on time, you'll start to receive other credit card offers as your credit history gets better. Don't get more than 3 credit cards.
# Don't get a credit card that charges an annual fee. There are lots of free cards.
# If you are denied a credit card, you're entitled to a copy of your credit report to find out why. Request a copy and take a loot at it.
# Only buy items on your credit card that you can pay for in cash. This will prevent you from spending more than you have.
# If you carry a balance on your credit card, stop using it until you're able to pay off your card.
# Credit card interest is not tax deductible.
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