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Bad Credit Credit Cards

 

Have you had trouble getting approved for a credit card because of your bad credit history? There are many options for those of us with less than perfect credit. You will find cards below that have a high acceptance rate with people with poor credit.

Many of the cards listed have fees in addition to the annual fee. Make sure you read the terms and conditions of each card carefully to find more information on each card's fee structure.

Click Here! Apply Here
Horizon Gold Credit Card
Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to a Major Bureau!
  • Intro Purchase APR
    Intro Balance Trans. APR
    APR as low as Annual Fee
    See App. None None See App.
    Click Here! Apply Here
    New Millennium Bank Secured Platinum Visa® or MasterCard®
    Guaranteed* Issue
  • Complimentary Online Services for Account Management and Payments
  • No Credit Check
  • Be Approved Regardless of Income or Credit History
  • Reports to the Three Major Credit Bureaus
  • Intro Purchase APR
    Intro Balance Trans. APR
    APR as low as Annual Fee
    None None 19.5% See App.
    Click Here! Apply Here
    First Plus Platinum
    Guaranteed $7,500 Credit Line
  • No signatures
  • No faxing
  • No credit check
  • Intro Purchase APR
    Intro Balance Trans. APR
    APR as low as Annual Fee
    See App. None None See App.
    Click Here! Apply Here
    Capital One® No Hassle Points Rewards
  • 5 points per dollar spent at gas stations, major grocery and drug stores
  • 1 point per purchase everywhere else
  • No limit on points earned and they don’t expire for the life of your account
  • 0% on purchases until October 2008. After that, variable APR, currently 14.9%
  • Intro Purchase APR
    Intro Balance Trans. APR
    APR as low as Annual Fee
    0% until Oct. 2008 None 14.9% $29
    Click Here! Apply Here
    AccountNow® Prepaid Visa® Card
    $0 Activation Fee (with Direct Deposit)
  • Free Credit Builder
  • Free Online Bill Pay
  • No Overdraft Fees
  • Re-loadable with a $10,000 balance limit
  • 100% Guaranteed Approval
  • Intro Purchase APR
    Intro Balance Trans. APR
    APR as low as Annual Fee
    None None None See App.
    Click Here! Apply Here
    Eufora Prepaid MasterCard®
    No Credit Check
  • # Credit Bureau Reporting with Credit Builder™
  • Cash Rewards Program
  • Auto Sweepstakes
  • Accepted Globally
  • MasterCard® Zero Liability
  • Identity Theft Insurance
  • Auto Rental Insurance
  • Up to $200,000 Travel Accident Insurance
  • Intro Purchase APR
    Intro Balance Trans. APR
    APR as low as Annual Fee
    None None None See App.

    Bad Credit Credit Cards

    Just because you have bad credit, doesn't mean you don't have options in choosing a credit card. A credit card is not only good for making purchases easily, but a credit card can build or rebuild your credit history, making you eligible for better credit cards down the road.

    There are two main types of bad credit credit cards. Unsecured credit cards function the same way that an ordinary credit card does, except the credit limit is lower, and the fees associated with the card are higher. Secured credit cards are cards backed by a deposit you make into a bank account, which serves as security for the card.

    These credit cards are not the best of the batch as they don't come with rewards like cash back, or miles, but these cards can be important to anyone with bad credit. Once you buld up your credit history with one of these cards, you can move up the credit card ladder to the best of credit cards and one day enjoy the benefits that platinum cardholders enjoy.

    0% Credit Cards | Cash Back Credit Cards | Secured Credit Cards
    Low Interest Credit Cards | Airline Credit Cards | Business Credit Cards
    Student Credit Cards | Instant Approval Credit Cards | Prepaid Credit Cards
    Gas Credit Cards | Reward Credit Cards | Bad Credit Credit Cards